The lawyer on vaction said "'m here because my house burned down,"   
                Collecting insurance

 A lawyer and an engineer were fishing in the Caribbean. 

 The lawyer  said,

 "I'm here because my house burned down, and everything
  I owned was destroyed by the fire. The insurance company paid for 
  everything."
     
 "That's quite a coincidence," said the engineer."I'm here
  because my house and all my belongings were destroyed by
  a flood, and my insurance company also paid for everything."
     
  The lawyer looked  somewhat confused.  He asked, "How do you start a 
  flood?"


 
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